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Remember those times when we used to buy everything with debit and credit cards? We were always puzzled about which card to use. To make the decision, we usually looked at the offers: earn 20 loyalty points on credit card payment or an additional 10% cashback on debit card payment. Now, through digital banking, we will have one less thing to think about.
Digital banking is the integration of traditional banking services with internet technology and mobile devices.
A growing number of companies and banks have taken steps to limit banknotes and redesign their infrastructures to accept real-time payments.
On the other hand, Mobile Banking refers to the act of employing mobile devices such as smartphones or tablets to carry financial transactions. These applications are usually proprietary, which holds your banking details. Designed to be used anywhere at any time, mobile banking applications consist of pertinent banking functionality like bill payment, funds transfer, and mobile check deposit. Bank managers also use this application to let their customers know about fraud detection and low account balance.